Everyone wants to pay less for their car insurance. It’s a natural reaction to an often expensive necessity. So here’s a snapshot of the available discounts. If you think you’re eligible, make sure they are included in your next car insurance quotes. Don’t be a dummy and get taken for a ride!
There are two different discounts for giving more business to one insurer: the first is for insuring multiple vehicles, the second is for buying policies of different types, e.g. home and car insurance
If you pay the annual premium upfront, you usually earn a discount or avoid administrative and interest charges
This usually kicks in once you have stayed with the same insurer for three years
You save by moving online and paying the premium installments automatically
Many insurers now offer discounts if you buy a hybrid or plug-in vehicle
Discounts are available if your vehicle has anti-lock brakes, passive restraints and other safety features fitted as standard
Discounts for keeping your vehicle inside a garage overnight and fitting anti-theft devices
Leaving the car at home whenever possible keeps your mileage low. The less you drive, the lower your premium
If you maintain a good GPA and stay longer in the education system, you pay less
The longer you drive without picking up a ticket or getting into an accident, the lower your premium
Defensive drivers who prove themselves by going through an authorized course usually pay less
The car insurance industry supports America! Serving members of the military get discounts from the most patriotic insurers
Most insurers offer a welcome bonus for anyone who leaves their current insurer before the policy expires
When you shop around for affordable car insurance, you may see a lot of terms that you don’t understand. Instead of glossing over them and focusing just on cost, you should make sure you understand what everything means.
One of the things that most people fear when driving is being involved in an accident with another driver. However, single car accidents are just as frightening and serious. Unfortunately, since you are the only person involved, you are at fault no matter what happened, at least as far as your insurance provider is concerned.
If you have always had good car insurance rates, you may wonder why they have gone up. Several things can make this happen, but following is a list of the most probably causes for an increase in rates. When you understand what happened, you can take steps to ensure you have affordable car insurance again.
Car insurance is often expensive, but you can find ways to save money through discounts. All providers offer some type of discount, but they can vary and even the amount of the discount will be different from one company to the next.